Dashen Bank S.C is seeking a District Credit Analyst for its Jimma district office. The successful candidate will be responsible for conducting credit analysis and appraisal activities, identifying and mitigating credit risks, performing in-depth credit analysis, and ensuring that analysis findings align with the bank’s policies and procedures. The position requires a Bachelor’s degree in relevant fields, five years of banking experience with at least two years in credit area, and various behavioral and technical competencies. The position is full-time with an attractive salary as per the bank’s salary scale.
| Job Title | District Credit Analyst – Jimma District |
|---|---|
| Company | Dashen Bank S.C |
| Job ID | N/A |
| Views | N/A |
| Category | Accounting and Finance, Banking and Insurance, Customer Service |
| Location | Jimma District |
| Career Level | Senior Level (5+ years experience) |
| Employment Type | Full time |
| Salary | As per the Bank’s attractive salary scale |
Job Summary
The District Credit Analyst is responsible for conducting credit analysis and appraisal activities in the district office of Dashen Bank. This includes identifying and mitigating credit risks, performing in-depth credit analysis using appropriate techniques, and ensuring that analysis findings align with the bank’s policies and procedures.
Job Requirements
Academic & Professional Qualification
- Bachelor’s degree in Business Administration, Economics, Accounting, Management, Banking, Finance or other related fields.
Experience
- At least five (5) years of banking experience, with at least two (2) years in credit area.
Behavioral Competencies
- Interpersonal and cross-cultural skills, including the ability to build collaborative relationships with sensitivity to diversity/inclusion
- Creativity and innovation skills
- Action-oriented
- Quality focus and attention to detail
- Professionalism and integrity in line with Dashen Bank values
- Good oral and written communication skills
- Critical and analytical thinking and problem-solving skills
- Personal motivation and drive exhibited through commitment to hard work, continuous improvement, and achievement of goals
- Good customer relationship management skills (internal and external customers)
- Risk awareness and focus – demonstrates understanding of risk management practices, standards, and regulatory requirements.
Required Technical Competencies
- Working knowledge of provisioning for loan losses and the bank’s regulatory provisioning policies and requirements.
- Expert knowledge of loan workout and recovery processes and strong knowledge of lending principles in the commercial business market.
- Solid understanding of lending procedures and credit reporting agencies
- Proficient in reading/interpreting financial statements for the purpose of underwriting credit.
- In-depth knowledge of credit scoring and financial services products.
- Knowledge of policies, rules, regulations, and directives related to the financial sector.
- Sound knowledge of macroeconomic and micro-economic environments.
How to Apply
Interested and qualified applicants should apply through the following steps:
- Apply via
- Fill out all the details on the vacancy application form and submit after completing all the questions.
- Scan and upload all relevant credentials that verify educational qualification, work experience licenses, certifications, etc. as stated on the application form/CV in PDF format.
- Log in to ethiojobs vacancy application website and attach the scanned documents in PDF format (mandatory).
Note: Applicants who do not have an ethiojobs account need to register using a personal email account. CVs shall not be more than 3 pages and saved in PDF format (mandatory).
Deadline for application submission is June 18, 2023. Dashen Bank does not charge a fee at any stage of the recruitment process. Female applicants are highly encouraged to apply.
